Standard Chartered Bank Has No Standard

For the past few month, I have been trying to apply for few mortgage products. All banks will be able to give me their quotation or offer letter in about 2 weeks time while some are just in the matters of 3 to 4 days. The worst application was to Standard Chartered Bank. I waited and waited and waited for more than 1 month and they gave me the quotation for the wrong product. Then claim that they do not have enough information and keep calling me and my property agents for few times a time. I was so pissed off and say, please don't process my application and they call and beg and beg me. Eventually the offer that I got, I was loaded on the offering rate.

Look at the advertisement! KLIBOR + 1% my ass! Even the agent agree and promise in principle that the rate is KLIBOR + 1%... and after all those hassle and delays... they offer me KLIBOR + 1.6%. Immediately without hesitate I say NO to the offer.

Few days after that their mortgage samseng call me. Complaning that after all the "hassle" (this is the exact word used by the officer) I don't want to take the product. I told her that the hassle was given to me! not to you! I waited for so long and your offer is sooo soo sooo late and the rate sucks.

Everyone, please don't waste your time to apply this product. Say NO to them. Thanks.