Someone Failed Maths? - Citibank Beijing 2008 Olympic Games

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Hi anyone participate in the above contest? Well I did! Anyway I am not the lucky one that ever win any prize in lucky draw or such competition.... but my main objective is to get the double cash rebate for participating! If you are using Citibank Shell card, your petrol rebate will be double of the normal rebate. For me, I'm using classic Shell card which my rebate during the promotion is 3% instead of the normal 1.5%..... I think its a decent deal. Imagine for every RM100 of petrol that you use, you get additional RM1.50 rebate. On top of that any other purchases you will also enjoy double rebate! Till end of May! AND, all transaction ( RM8 and above in a single receipt ) will be automatic entitled for the contest to go watch Olympic in Beijing!

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So what the story this time? Read the fine lines:-

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“Points/Double Rebate shall be awarded to the Participants within 6 to 8 weeks from the end of each month throughout the Promotion Period”

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Well...well..... I wouldn't say that its a catch since its spelled out clearly in the term and condition.... just that I think its a bit slow to take 6 to 8 weeks time to do the maths.... what happened? someone failed maths?

Cheap sale cheap sale! $5 for 1, buy 3 is only $15.99 !!!! ???

Sometimes I'm really confused with the pricing strategy by some retailers.... often i found products on sale in hypermarket which is actually more expensive if you buy the "promotion pack" which is infact the bigger pack. Example I found this promotion stuff selling at $15.99 for a pack of 3 ... while the non promotion single pack is only $5 !! ??? Someone failed maths?

Lets so some testing, below is a promotion of balance transfer by public bank. Assuming upfront fees is only main concern. We have NO concern about time, cash flow and minimum transfer amount. Based on below's package, which one would you choose?

If you need more informatin to make decision... visit :-

http://www.publicbank.com.my/en/en_content/images/bt7_form.pdf

http://www.publicbank.com.my/en/en_content/images/tc_bt7.pdf

I'll discuss with you the answer in the next few days.... prepare with your answer and calculation. ;)

Jui Jing ( what you want is not all i can give, what i can give is not what you need )

Hi all concern friends. Thank you for your serious concern about where i am going after this. I had resigned from Alliance Investment Bank in mid March 2008. The reason is because as the title; what you want is not all i can give, what i can give is not what you need. :) its a song call Jui Jing by Lee Shen Jea. Its always a risk when changing job, you never know how your boss behave and hows the working environment over there. I had left without any offer and had decided to go unemployed and focus in my CFA studies.

Actually months ago, as all TA's friend know i had been given an offer to go back to TA. Its a management associate programme which i suppose to be route into various parts of TA department for training purpose. I am very keen on research, corporate finance, futures and securities. But again, finally i sang the same song "what you want is not all i can give, what i can give is not what you need". Thus i had turned down the TA's offer. There are a lot of rumours about me coming back and even confirmed the offer etc. FYI i have picked up the offer letter but never signed it because i had never been able to make up my mind.

I am back into my mood to be unemployed for the next 3 months. The feeling is very nice... freedom... no need to worry about anything until one fine day........ THEN!!! suddenly i got an offer from a Singapore company. It has just set up its operation in KL 2 years ago. This company is call iFAST. Its the owner for www.fundsupermart.com.sg and .hk . Its the leading fund trading website in Singapore. At the same time, there is another offer from my mentor (i am very thankful to him if he read this post. But here i hope to keep it secret... so no need to ask me) to join his new company. But eventually i took up iFAST's offer. It has been my dream to be an analyst. I'm offered a job to be a fund analyst in iFAST Kuala Lumpur. I need to take SC's exam in order to be authorized to publish my writings about investments. I'll be reporting for work at iFAST on next week and will be going to Singapore for about 1 month training.

I apologize for keeping your all waiting about my news. In order to know more about my next thing in future. Please visit my new website www.novabankinghall.com/en. I hope to share more financial thoughts with you in future. My hp number and email still the same. Adios gals and guys... take care.

Caught in the act eating stinky bean curb in Taiwan Shin Lin Market :P