Email to Perak Mentri Besar Datuk Seri Mohammad Nizar Jamaluddin

Datuk,

On the election day i traveled all the way from KL to Ipoh just to vote for Parti Pakatan. I never even bother to claim the "travel allowance" given by MCA despite MCA office is just a stone throw away from my office. What we want is a change in the government.

I don't know what to ask about what you have done because I haven't seen anything done as yet. Everyday every politicians are just busy blaming and condemning each other. There is none constructive development project announced but a lot of announcement of what projects to be scraped or postponed. The rest of the time they are busy arguing how many seats they get in the dewan etc. Stop worrying and start living!

I hope pakatan rakyat can issue a KPI (key performance index) for the party as a whole to show what they wish to do and how much they have done. This KPI has to be announced and updated to everyone at least half yearly basis.

I have been staying in Ipoh for more than 20 years before I further my studies in Kedah and now working in KL. What i see is extremely little development in the town. Good job opportunity are relatively less and the younger generations are migrating out of the town to metropolitans. There should be more incentive for corporates to setup their business or operating plan at Ipoh. Example are duty free are or operation hub. KL is the government and business hub. Penang is a technology hub. Ever consider Ipoh as a education hub? Provide incentives for colleges and university to setup their HQ in Ipoh and imagine how great is the impact to Perak when all the brains come from Ipoh. Ipoh shall have the natural advantage to be the higher education hub considering its location in the centre of peninsular Malaysia where students from all over Peninsular Malaysia can easily travel to further their studies in Ipoh.

Thank you and good luck to you. I hope I'll be able to see you again in the next election.

Best Regards,
Nova Lui
Website: www.novabankinghall.com

http://thestar.com.my/news/story.asp?file=/2008/6/4/nation/20080604100224&sec=nation

Someone Failed Maths? - Citibank Beijing 2008 Olympic Games

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Hi anyone participate in the above contest? Well I did! Anyway I am not the lucky one that ever win any prize in lucky draw or such competition.... but my main objective is to get the double cash rebate for participating! If you are using Citibank Shell card, your petrol rebate will be double of the normal rebate. For me, I'm using classic Shell card which my rebate during the promotion is 3% instead of the normal 1.5%..... I think its a decent deal. Imagine for every RM100 of petrol that you use, you get additional RM1.50 rebate. On top of that any other purchases you will also enjoy double rebate! Till end of May! AND, all transaction ( RM8 and above in a single receipt ) will be automatic entitled for the contest to go watch Olympic in Beijing!

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So what the story this time? Read the fine lines:-

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“Points/Double Rebate shall be awarded to the Participants within 6 to 8 weeks from the end of each month throughout the Promotion Period”

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Well...well..... I wouldn't say that its a catch since its spelled out clearly in the term and condition.... just that I think its a bit slow to take 6 to 8 weeks time to do the maths.... what happened? someone failed maths?

Cheap sale cheap sale! $5 for 1, buy 3 is only $15.99 !!!! ???

Sometimes I'm really confused with the pricing strategy by some retailers.... often i found products on sale in hypermarket which is actually more expensive if you buy the "promotion pack" which is infact the bigger pack. Example I found this promotion stuff selling at $15.99 for a pack of 3 ... while the non promotion single pack is only $5 !! ??? Someone failed maths?

Lets so some testing, below is a promotion of balance transfer by public bank. Assuming upfront fees is only main concern. We have NO concern about time, cash flow and minimum transfer amount. Based on below's package, which one would you choose?

If you need more informatin to make decision... visit :-

http://www.publicbank.com.my/en/en_content/images/bt7_form.pdf

http://www.publicbank.com.my/en/en_content/images/tc_bt7.pdf

I'll discuss with you the answer in the next few days.... prepare with your answer and calculation. ;)